Achieve your goals with life-improving loans. We offer loans for the following purposes and more.

Get Capital for New Venture

Want to invest in another business without risking your company assets? Get a loan to fund your new business venture. Loansolutions partners with a network of lending partners open to lend to all entrepreneurs and help them make it big. Ask us how to get started.

Apply for a Business Loan

Purchase New Equipment

Company projects often need new equipments to manage its ongoing operations especially during sudden growth spurt. Business loans specifically for equipment purchases are available at Loansolutions through our network of business loan providers. Let us help you

Apply for Business Equipment Loan

Expand Your Business

Opening a new branch or adding manpower? Whatever it is you need in order to propel business growth and increase productivity, we got you covered. We will match you with the right financial partners to provide for your specific business need. Start with us now.

Apply for a Business Loan

Cover Emergency Expenses

Need a quick cash to cover some emergency expenses for the business but you are still waiting for receivables from clients? Don’t worry, our business loan partners understand your dilemma and how business operations wait for no one. We are here to help.

Apply for Emergency Expense Loan

Small and Medium Enterprise

Do you belong to the small and medium enterprise category? Most of the time SMEs are not given the opportunity to borrow and fund expansions because of less than a hundred thousand income. But we are different. Whatever you need for your business, we got it

Apply for Small and Medium Enterprise Loan

Collateral Business Loan

Do you think banks don’t give you enough funding to cover for your business expansion? Simply produce a collateral. Collateral loans don’t have stringent qualifications or many documents since a default in loan repayment is riskier to you than to the lenders. Let’s get started.

Apply for Collateral Business Loan

Collateral Business Loan

Ask Our Experts


Complete Loan Application

We want to know about you and your needs so we can help you find specific solutions that suit your present needs. Complete our easy loan application in less than 3 minutes.

Connect With Experts

One of our expert loan advisors will reach out to you via a phone call or email to discuss about your loan options with our partner lenders. Always keep your phone lines open for calls.

Get Multiple Offers

Receive multiple loan offers from our network of lenders. Pick out the best offer that you think is fair, reasonable and will help you solve or improve your financial situation.

Ready for the next step?

Apply Now

Why Choose Us

Easy Apply

By filling out a one-time online application, your business loan request becomes visible to our network of banks and lenders at once. Get started in less than 3 minutes.

Best Choice

Our matching process ensures that you get to choose the best business loan suitable to your need from a multitude of loan offers from our network of business loan partners.

No Hassle

Connect with 20+ business loan providers in one place. No need to interrupt your busy schedule to visit multiple banks or websites and apply for the loan your business need.

Zero Payments

We don’t charge anything at all from you - hidden or upfront. Loan providers come to us for our marketing expertise and we are compensated based on our success rates.

Fast Approval

We are faster than traditional loan processing. By employing a number of professional loan advisors dedicated to process your application, faster results can be achieved.

Ready for the next step?

Apply Now

Watch JP Bisson on Bloomberg

“Loansolutions helps people who care about improving their lives.”

Jp Bisson, CEO

Our dedicated loan advisors come with years of experience and are experts in leveraging lending companies to get the most competitive rates

Many of our borrowers enjoy multiple loan options for no upfront fees or any money down as well as an interest of 15% - 20% APR for 12 - 36 months repayment term

Loansolutions helps people who care about improving their lives which is why we strive to provide the financial means to help pay medical bills, tuition fees, major purchases and other immediate needs.

To get started, just fill out our online application that takes just minutes to complete.


A personal loan is a multi-purpose credit that allows you to borrow for any personal reason or expense whether it’s to pay for tuition, travel, home renovation or a major purchase. You can borrow between 15,000.00 - 2,000,000.00 payable within 6 months to 3 years depending on the approving bank. Each bank has their own terms and policies.

We bring in a new way of borrowing money - easier, better and faster . Compared to the old and traditional way of annoying long lines, uncertainties and the high chance of red tape, Loansolutions offer a super quick application process that does not require you at all to leave the comforts of your home or office.

Just fill out a single 3-minute application. Once you hit submit, our system automatically works on prequalifying and matching your application to our network of partner lending companies where we submit your application at the same time. And instead of long, disruptive waiting lines at the bank, you’ll have friendly loan advisors waiting to help you go through all the process every step of the way from document collection all the way to loan approval.

There are two types of personal loans: secured and unsecured. Unsecured loan is the most common type of personal loan wherein you can borrow for a certain amount simply based on your creditworthiness or qualification. Whereas a secured loan allows you to borrow money only when you can produce a collateral as a security for full repayment.

Each bank has their own standard qualification. We put together these standard qualifications to come up with the basic or minimum requirements. However, passing bank qualifications will still depend on the approving bank.

For employed:
  • Age:21–65 years old (upon loan maturity)
  • Minimum income: 15,000 gross per month
  • Tenure: At least 1 year in current company
For self-employed:
  • Age: 21 – 65 years
  • Minimum income: 30,000 gross per month
  • Operation: At least 2 years in business
For employed:
  • Certificate of Employment
  • Latest Payslip(s)
  • Income Tax Document
  • Latest Utility bill statements
  • Company Identification
  • Government-issued Identification
For self-employed:
  • Copy of Registration of Business Name
  • DTI for single proprietors
  • SEC Documents for partnerships
  • Audited Financial Statements (for the last 2 Years)
  • Income Tax Document
  • Bank Statements
  • Any valid identification

It’s a case to case basis. Most banks or lending companies will only require a collateral if (1) you did not qualify the minimum standard qualification (such as with salary below income requirement) or (2) you require a higher amount than what your income can afford.

If you are not sure you need personal loan, here are a few reasons it is and it is not. It is right for you if you have (1) an urgent need to get funds such as with medical emergencies, lack of money to pay for tuition or pay bills and (2) if you think it is advantageous to get a loan than to spend years saving money for something you can pay in small installments such as with home renovation and major purchase (furnitures, appliances etc.).

On the other hand, it is not right for you if you just want a new gadget to replace a still working old one or if you want to use it for things such as gambling and other vices.

Banks offer loans up to 3,000,000. However, the amount you can borrow will depend on your qualification and capacity to pay. Philippine banking laws state that banks and lending companies are not allowed to lend money that would require borrowers to pay more than 30% of their gross income per month in loan instalments. This means that if you want a higher amount, you either need a higher income or get a collateral loan.

What People Are Saying About Us

I like the fact na ang pre-qualification nila is online, kasi madali lang siya at hindi nakaka-intimidate. Sobrang matulungin ang loan advisor na na-assign sa akin. Inasist ako from application hangang release. Will recommend Loansolutions talaga to my family and friends.

- Sandra, Iloilo helped me in securing my personal loan. They were organized and professional, as well as kind which made all of the difference in our interactions. They were very patient and treated me as a person rather than just a borrower. That made them stand above the rest. Thank you!

- Sheila, Davao

Hindi talaga joke ‘yung “multiple loan offers” nila. Na-surprise ako na qualified ako with more than 4 banks and lahat sila willing magpautang sa akin. Buti may choice ako so napili ko ‘yung pinakababang interest. Salamat Loansolutions!

- Edna, Metro Manila

Dako gyud kaayo ko ug pasalamat sa Tungod nila nakab-ot nako ang akong pangandoy nga sakyanan. Ilang napadali ang proseso sa akong application tungud kay dedicated jud ang ilang mga loan advisers ug daghan pud sila ug partner nga mga bangko.

- Roy, Cebu

One of our loan advisers is waiting to assist you.

Apply Now