Achieve your goals with life-improving loans. We offer loans for the following purposes and more.

New Vehicle Loan

Are you fed up with your everyday commute? Simply apply for a new vehicle loan that fits your budget. Our loan partners offer competitive loan rates to help you ease out on your monthly repayments. You can drive your own vehicle in no time without too much dent on your budget.

Apply for a Vehicle Loan

Second Hand Vehicle Loan

Many people find buying a second hand vehicle the most practical thing to do. If you think the same but don’t know where to look for the right financing, we can help. Connect with multiple lending partners offering lower loan rates with no hassle. We’re happy to do the work for you.

Apply for a Vehicle Loan

Monetize Your Vehicle

Whether it’s Uber or Grab, you can surely earn additional income when you own a vehicle. Purchasing a vehicle with a loan and using the vehicle to generate income is a smart move. If you want a hassle-free loan processing and faster approval for your new Uber or Grab vehicle, let us know.

Apply for a Vehicle Loan

Quick Cash Loan

Many people find buying a second hand vehicle the most practical thing to do. If you think the same but don’t know where to look for the right financing, we can help. Connect with multiple lending partners offering lower loan rates with no hassle. We’re happy to do the work for you.

Apply for a Vehicle Loan

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Complete Loan Application

We want to know about you and your needs so we can help you find specific solutions that suit your present needs. Complete our easy loan application in less than 3 minutes.

Connect With Experts

One of our expert loan advisors will reach out to you via a phone call or email to discuss about your loan options with our partner lenders. Always keep your phone lines open for calls.

Get Multiple Offers

Receive multiple loan offers from our network of lenders. Pick out the best offer that you think is fair, reasonable and will help you solve or improve your financial situation.

Ready for the next step?

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Why Choose Us

One Time Application

Fill out our one time loan application in less than 3 minutes, confirm your loan request via the confirmation email we sent and you are good to go. We will take it from here.

Simple Process

We remove the hassle of long lines and boring piles of forms for you. Our dedicated loan advisors will call to discuss your options and process the loan in your behalf.

Multiple Lending Options

Choose the best loan option with our 20+ partner lending companies in the Philippines. We make sure you match with lenders that want you and can offer you fair rates.

Service is Free

All our services are free. You don’t need to pay for the application or loan consultation, not even for the processing of your loan to multiple bank partners. It’s all on us.

Automated Pre-qualification

Settle your fears and doubts of not being qualified. Our automated pre-qualification system runs your loan information with our partner qualification so you’ll know if you qualify.

Ready for the next step?

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Watch JP Bisson on Bloomberg

“Loansolutions helps people who care about improving their lives.”

Jp Bisson, CEO

Our dedicated loan advisors come with years of experience and are experts in leveraging lending companies to get the most competitive rates

Many of our borrowers enjoy multiple loan options for no upfront fees or any money down as well as an interest of 15% - 20% APR for 12 - 36 months repayment term

Loansolutions helps people who care about improving their lives which is why we strive to provide the financial means to help pay medical bills, tuition fees, major purchases and other immediate needs.

To get started, just fill out our online application that takes just minutes to complete.


A personal loan is a multi-purpose credit that allows you to borrow for any personal reason or expense whether it’s to pay for tuition, travel, home renovation or a major purchase. You can borrow between 15,000.00 - 2,000,000.00 payable within 6 months to 3 years depending on the approving bank. Each bank has their own terms and policies.

We bring in a new way of borrowing money - easier, better and faster . Compared to the old and traditional way of annoying long lines, uncertainties and the high chance of red tape, Loansolutions offer a super quick application process that does not require you at all to leave the comforts of your home or office.

Just fill out a single 3-minute application. Once you hit submit, our system automatically works on prequalifying and matching your application to our network of partner lending companies where we submit your application at the same time. And instead of long, disruptive waiting lines at the bank, you’ll have friendly loan advisors waiting to help you go through all the process every step of the way from document collection all the way to loan approval.

There are two types of personal loans: secured and unsecured. Unsecured loan is the most common type of personal loan wherein you can borrow for a certain amount simply based on your creditworthiness or qualification. Whereas a secured loan allows you to borrow money only when you can produce a collateral as a security for full repayment.

Each bank has their own standard qualification. We put together these standard qualifications to come up with the basic or minimum requirements. However, passing bank qualifications will still depend on the approving bank.

For employed:
  • Age:21–65 years old (upon loan maturity)
  • Minimum income: 15,000 gross per month
  • Tenure: At least 1 year in current company
For self-employed:
  • Age: 21 – 65 years
  • Minimum income: 30,000 gross per month
  • Operation: At least 2 years in business
For employed:
  • Certificate of Employment
  • Latest Payslip(s)
  • Income Tax Document
  • Latest Utility bill statements
  • Company Identification
  • Government-issued Identification
For self-employed:
  • Copy of Registration of Business Name
  • DTI for single proprietors
  • SEC Documents for partnerships
  • Audited Financial Statements (for the last 2 Years)
  • Income Tax Document
  • Bank Statements
  • Any valid identification

It’s a case to case basis. Most banks or lending companies will only require a collateral if (1) you did not qualify the minimum standard qualification (such as with salary below income requirement) or (2) you require a higher amount than what your income can afford.

If you are not sure you need personal loan, here are a few reasons it is and it is not. It is right for you if you have (1) an urgent need to get funds such as with medical emergencies, lack of money to pay for tuition or pay bills and (2) if you think it is advantageous to get a loan than to spend years saving money for something you can pay in small installments such as with home renovation and major purchase (furnitures, appliances etc.).

On the other hand, it is not right for you if you just want a new gadget to replace a still working old one or if you want to use it for things such as gambling and other vices.

Banks offer loans up to 3,000,000. However, the amount you can borrow will depend on your qualification and capacity to pay. Philippine banking laws state that banks and lending companies are not allowed to lend money that would require borrowers to pay more than 30% of their gross income per month in loan instalments. This means that if you want a higher amount, you either need a higher income or get a collateral loan.

What People Are Saying About Us

I like the fact na ang pre-qualification nila is online, kasi madali lang siya at hindi nakaka-intimidate. Sobrang matulungin ang loan advisor na na-assign sa akin. Inasist ako from application hangang release. Will recommend Loansolutions talaga to my family and friends.

- Sandra, Iloilo helped me in securing my personal loan. They were organized and professional, as well as kind which made all of the difference in our interactions. They were very patient and treated me as a person rather than just a borrower. That made them stand above the rest. Thank you!

- Sheila, Davao

Hindi talaga joke ‘yung “multiple loan offers” nila. Na-surprise ako na qualified ako with more than 4 banks and lahat sila willing magpautang sa akin. Buti may choice ako so napili ko ‘yung pinakababang interest. Salamat Loansolutions!

- Edna, Metro Manila

Dako gyud kaayo ko ug pasalamat sa Tungod nila nakab-ot nako ang akong pangandoy nga sakyanan. Ilang napadali ang proseso sa akong application tungud kay dedicated jud ang ilang mga loan advisers ug daghan pud sila ug partner nga mga bangko.

- Roy, Cebu

One of our loan advisers is waiting to assist you.

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